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M-Pesa & finance automation

Your money runs on M-Pesa. Stop running the books by hand

Matching payments to orders, chasing who paid, building the report from a paybill statement. It eats hours and it's easy to get wrong. We automate the finance admin around M-Pesa, so your payments reconcile themselves and you see your money in real time.

Auto-reconciliationPaybill & tillReal-time reportsOfficial Daraja API
Today Live
Money in
KES 0
Money out
KES 0
Pending
KES 0
Reconciled0%
James Mwangi
matched to Order #4821
+2,500
Aisha Noor
matched to Invoice #392
+12,000
Peter Otieno
matched to Order #4822
+3,400
Grace Wambui
matched to Order #4823
+1,800
128 payments reconciled today, automatically. Around 9 hours saved this week.
The grind

The money came in. Now someone has to make sense of it.

M-Pesa is brilliant for getting paid. It's painful to keep books with. Every payment is a separate line, and matching it all up falls on you or your finance person.

"Who actually paid?"

Scrolling the paybill statement to match payments against orders, one by one, hoping nothing slips through.

"What are we owed?"

No clean view of who has paid and who still owes, so debts go uncollected and cash flow stays a guess.

"Where's the report?"

Hours each week rebuilding the same totals from statements before anyone can even see how the business is doing.

All of that is admin a system can do, instantly and without errors.

What we automate

The finance admin, handled

We build the automation around how your money actually moves. Payments flow in, get matched, get recorded, and turn into a clear picture, with no one keying anything in.

Auto-reconciliation

Every M-Pesa payment matched to the right order, invoice or customer, automatically.

Who paid, who owes

A live view of settled and outstanding, so nothing falls through and cash flow is clear.

Receipts & invoices

Receipts sent the moment a payment lands, invoices raised and tracked without manual work.

Money reports

Daily and weekly cash-in and cash-out from paybill, till and bank, ready before you ask.

Expense tracking

Outgoing M-Pesa and till spend sorted into categories, so costs stop being a mystery.

Payment reminders

Customers who owe get gentle, automatic nudges, so you get paid without the awkward chase.

How it works

From scattered payments to clean books

The same simple shape, running on its own, every day.

Payments + orders

M-Pesa payments and your orders or invoices come in.

Auto-match

Each payment is linked to the right record, automatically.

Reconciled + report

Clean books and a real-time money picture, with no keying in.

The arrangement

We set it up. Then we keep it running.

A one-off build to put the automation in place, and a monthly retainer so it keeps working as your business and your tools change.

One-off · Setup

We build it

We connect your accounts, build the matching rules around your business, and test it on your real transactions before it goes live.

  • Official, permission-based connections
  • Matching rules built around your business
  • Tested on your real transactions first
Monthly · Retainer

We keep it running

The retainer keeps it accurate, handles the odd exception, and adapts it as your products, prices and tools change.

  • Monitored for accuracy, not left to drift
  • Exceptions flagged for a human
  • Adapts as your business changes

Both are scoped to your business in a short call. Start with an AI Opportunity Audit and that fee comes off your first build.

Safe with your money

Built carefully, because it's your finances

Financial data deserves more care than anything else. We build it that way from the start.

Official & permission-based

We connect through Safaricom's official Daraja API, requesting only the access needed, often read-only.

You control access

You decide who sees what. Sensitive numbers stay with the people who should see them.

Accurate, with a human check

Anything it can't match with confidence is flagged for a person, never quietly guessed.

What changes

The day it goes live

The reconciliation stops being a job, and your numbers stop being a guess.

Hours back each week

The reconciliation that ate your evenings just runs itself.

Money in real time

See what came in, what went out and what's owed, whenever you look.

Fewer errors

No more mismatched payments or totals that don't add up.

Get paid faster

Automatic reminders mean fewer debts left sitting uncollected.

FAQ

Common questions

Reconciling payments to orders and invoices, tracking who has paid and who still owes, sending receipts automatically, categorising expenses, and producing daily or weekly money reports from your paybill, till and bank.

Yes. We connect through Safaricom's official Daraja API to your paybill or till, so payments flow into your reconciliation and reports automatically, securely and in real time.

Yes. We use official, permission-based access, request only what's needed (often read-only), control who can see what, and align the setup with the Kenya Data Protection Act. Your financial data is never sold or shared.

Yes. We build matching rules around how your business works, so each M-Pesa payment is linked to the right order, invoice or customer automatically, and anything it can't match with confidence is flagged for a person.

No. It removes the manual reconciliation and data entry so your accountant or finance person works from clean, real-time numbers instead of spending hours matching statements by hand.

Yes. Access is controlled and permission-based, data is used only to run your automation, and the setup is aligned with the Kenya Data Protection Act.

Let your books keep themselves

Tell us how your money moves and we'll build the automation that reconciles M-Pesa, tracks what you're owed, and shows your numbers in real time.